We Believe

At Flatboat Partners, we believe small businesses deserve the same level of thoughtful, flexible capital long reserved for larger organizations. Our mission is to reshape small business lending — replacing rigid structures with financing designed to help real operators grow, transition, and thrive. We view lending not as a transaction, but as a partnership. By understanding how cash flow, seasonality, and ambition intersect in the real world, we provide capital that minimizes debt service pressure and maximizes the freedom to invest, hire, and build lasting value.

The Firm

Flatboat Partners was founded on a simple idea: great small businesses deserve better financing options. We combine our experience in institutional private credit with a small business owner’s mindset — bringing private market sophistication to the main street economy. Our team’s experience spans private credit and entrepreneurship, united by a shared purpose to help small businesses reach their next stage of growth. We take pride in working alongside owners who have built enduring companies — crafting solutions that protect liquidity, reduce friction, and reward long-term success.

Our Approach

We partner with established businesses to create capital structures that fit their reality — not the other way around. Our underwriting emphasizes quality, cash flow stability, and long-term potential over collateral constraints or antiquated checklists. Every investment is guided by one question: how can we help this business do more of what already works? From acquisition financing to recapitalizations and growth capital, Flatboat Partners provides patient, adaptive credit that aligns with the pace of real businesses — steady, pragmatic, and built for the journey ahead.